Loans
Loans built around your savings
Fair, flexible loans for our community of members, backed by your contributions and the strength of the club behind you.
Emergency Loan
Fast access to funds for urgent, unexpected needs.
Up to ₦200,000
Term: 1 – 3 months
Rate: [rate]% monthly
Personal Loan
Flexible funding for personal goals, school fees, rent and more.
₦200,000 – ₦1,000,000
Term: 3 – 12 months
Rate: [rate]% monthly
Business Loan
Grow or stabilise your business with member-backed capital.
₦500,000 – ₦5,000,000
Term: 6 – 24 months
Rate: [rate]% monthly
Who can apply?
Loans are available to members who meet a few simple requirements:
- Be an active WHPC member in good standing
- Maintain consistent savings contributions
- Meet the minimum membership duration for your class